*{
    margin: 0px;
    padding: 0px;
}

body,html {
    text-align:center;
    margin:0;
    color: #000000;
}

#container {
    margin:0 auto;
    padding:0;
    width: 775px;
    font-size: 11px;
    font-family: verdana,helvetica;
}

.text {
    background: transparent url(/gfx/text_bg.jpg) no-repeat;
    width: 775px;
    border-bottom: 1px solid #b4b4b4;
    padding: 15px;
    font-size: 11px;
    text-align: left;
    font-family: verdana,helvetica;
    margin-bottom: 20px;
}

h1 {
    color: #103f75;
    font-size: 20px;
    margin-bottom: 10px;
}

h2 {
    margin-bottom: 10px;
    color: #1a66be;
    font-size: 16px;
}

#menu {
    margin: 20px 0px 20px 0px;
}

#menu a:link,#menu a:visited,#menu a:active { color: #1a66be; text-decoration: none; }
#menu a:hover { color: #103f75; text-decoration: underline;}

a:link,a:visited,a:active { color:#1a66be; text-decoration: underline; }
a:hover { color: #103f75; text-decoration: underline;}